Property insurance provides protection from the most common hazards, such as fire explosion, burglary and natural disasters. You have the option to insure on a named perils or All Risk basis
Besides the protection of your property there is the possibility to extend the insurance cover with consequential immaterial loss so called Business Interruption. This insurance indemnify you for financial losses as a direct consequence of the insured material loss. Financial statements are used to obtain the information required to arrive at the sum to be insured.
With business interruption insurance you are insured against loss of turnover if your business operations are interrupted and or come to a standstill. For example after fire, water damage, storm, vandalism, or theft.